原文：
随着我国的经济的迅猛发展，企业间的竞争也变的日趋激烈，各个企业如果不处理好自身的财务风险，制定科学的管理策略是无法长久发展的。而中小企业财务风险的特殊性就是由于数量众多但总体发展水平差异较大，在财务管理及人员素质方面较其他企业而言水平更低，经营灵活但是抗风险能力较弱等这些原因造成的。中小企业如果对其财务风险不进行有效评估，对其管理策略不进行重新整合，势必会招致财务危机。所以对于中小企业而言，提高财务风险管理水平，完善财务管理体系，做好内部控制已经成为企业制胜的关键。本文以北京依莎丹妮羊绒服饰有限公司为例，具体分析中小企业的财务现状及问题并提出相应合理化建议。
译文：
With the rapid development of China's economy, the competition among enterprises is becoming increasingly fierce. If every enterprise fails to deal with their own financial risks, it is impossible for them to make scientific management strategies. The particularity of small and medium-sized enterprises' financial risk is due to the large number, but the overall development level is quite different. In terms of financial management and personnel quality, they are lower in terms of financial management and personnel quality than those of other enterprises. If small and medium-sized enterprises do not evaluate their financial risks effectively and do not reintegrate their management strategies, it will inevitably lead to financial crisis. Therefore, for small and medium-sized enterprises, improving the level of financial risk management, improving the financial management system, and doing well internal control have become the key to the success of the enterprise. This paper takes Beijing East Dynasty cashmere garments Co. Ltd. as an example, the financial situation and problem specific analysis of small and medium-sized enterprises and puts forward some reasonable suggestions.
