1. Point accumulation: Citibank credit cardholders can accumulate points through their transactions using the card.
2. Points per transaction: The number of points a cardholder can accumulate per transaction can vary depending on the type of transaction.
3. Bonus points: Citibank may offer bonus points for certain transactions or promotions.
4. Points validity: Points accumulated by Citibank credit cardholders will have an expiry date, which is typically two years from the time of accumulation.
5. Redemption options: Cardholders have the option to redeem points for various rewards such as merchandise, travel, vouchers, and cashback.
6. Conversion rate: The conversion rate of points to rewards can also vary depending on the reward category chosen by the cardholder.
7. Minimum redemption: There may be a minimum number of points required for redemption.
8. Point transfer: Citibank may allow point transfer to other loyalty programs, but this may come with certain terms and conditions.
9. Point forfeiture: Citibank reserves the right to forfeit any accumulated points if there is evidence of fraudulent activity or non-compliance with the card's terms and conditions.
